So hear me out... I'm not snooty.. promise
For the past 12 years, I've been taken care of. meaning, when I had my stroke I was married and my husband ( now ex) was taking care of the monies and life was good . When we got divorced, I moved in with my parents so, again, I wasn't paying the bills. I have money in my savings but I try not to touch it unless REALLY important.
I found an "apartment' but went to an association and now a condo right down the road, literately. merely